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What You Receive

Through our values-based financial planning focus, we offer a number of key deliverables:

A Values-Based Financial Road Map

We will complete a thorough discussion of what is important about money to you, clarifying your values, life goals, and current financial condition. Based on this information, we collaboratively create a personal financial plan to move you from where you are today to where you want to be for the reasons that are important to you.

Personal Financial Website

In order to help organize your entire financial picture, we will create a personal financial website for you, which provides:

  • 24/7 access to all of your financial planning information
  • Ability to view all of your accounts in one place
  • Up-to-date account information
  • A vault to store all of your important documents online
  • Access to ready-made reports, such as a balance sheet and cash flow statements

Client Progress Reports

We provide simple graphic progress reports during our review meetings, which illustrate the progress that you have made, benchmarked against the goals you have set for yourself.

The Comprehensive Safety Review

We will review every type of insurance available and recommend the right kinds and amounts of insurance, along with ensuring there are no coverage gaps that may endanger your plan.

Money Management

We provide institutional third-party money management services through the best available firms. We aim to ensure that asset allocations are suitable at the lowest possible cost and the highest quality. Portfolio performance will be monitored to ensure the asset allocation is conducive to achieving your goals. Clients receive both monthly and quarterly reports.

Income Tax Projection

During the final quarter of the year, we coordinate an income tax projection with two objectives in mind. We seek ways to reduce your tax liability and make sure there are no surprises at tax time. We also work with your tax professional to ensure that all the documentation for your tax return is completed and filed on time.

Estate Planning

As your estate circumstances change, we can work with your estate planning attorney to review your plan with the objective of establishing a plan that lasts through the next generation and survives beyond that.

Strategic and Tactical Plan for Every Goal

We establish a specific funding plan for every goal you set and contact you prior to every goal date to review the plan for the accomplishment.

Cash Reserves and Debt Management

We work with you to establish an adequate cash reserve to handle financial issues that come up. This involves establishing a debt elimination plan, as well as major purchase assistance, such as buying or refinancing a house.