Women and Retirement Want to be Smarter With Your Money? Join our mailing list and get news and info to support your financial goals. First Name Last Name Email Address Thank you! Oops! Women must be ready to spend, on average, more years in retirement than men. Share | Related Content Tuning Your Social Security Benefit When should you take your Social Security benefit? Social Security: Two Benefit Strategies Eliminated Here are several important changes to Social Security that may impact how and when you can begin taking income benefits. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.