Should You Tap Retirement Savings to Fund College? Want to be Smarter With Your Money? Join our mailing list and get news and info to support your financial goals. First Name Last Name Email Address Thank you! Oops! There are three things to consider before dipping into retirement savings to pay for college. Share | Related Content Ready for Retirement? Are you ready for retirement? Here are five words you should consider. Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.