Perception vs. Reality Want to be Smarter With Your Money? Join our mailing list and get news and info to support your financial goals. First Name Last Name Email Address Thank you! Oops! There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content Retirement Redefined Around the country, attitudes about retirement are shifting. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.